USAA Comparisons

How does USAA compare to other banks?

See how USAA compares with the rest of the banks BankTruth has reviewed.

USAA
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American Express
Savings (Rate as of 5/13/2024)
APY 4.25%
Rate 4.16%
For APY $1
Monthly Fee $0.00
Min to Avoid Fee $0
Checkbook No
Member FDIC
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1 APY stands for Annual Percent Yield. It's different from Rate because it takes into account compounding interest for the year.

2 MMA stands for Money Market Account. It's a savings and checking hybrid, allowing you to earn interest and use checks 6 times a month.